Title insurance is a one-time fee that is paid at the time of settlement. The purchaser receives an owner’s title policy that protects your most valued asset, your home, from fraudulent claims against your ownership, liens, and undisclosed heirs, which are just some of the reasons you need title insurance. This is where the assurances of title insurance comes into play and provides protection. Problems with the title can limit your use and enjoyment of the property, as well as bring financial loss.
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